Get 5% Cashback per month & amazing e-Voucher on HDFC Smartpay

Last Update: Wed, 17 Feb 2021 14:17:39

Recharge & Bill Payment Offer (Category-wise)

Register for automatic payments on BillPay (or, SmartPay) using HDFC Debit (or, Credit) Card and receive 5% cash back for first 12 months of registration

Offers *Details
Valid onPostpaid Mobile Recharge, Electricity Bill Payment, Gas Bill Payment
Provided ByHDFC Bank (All User)
Minimum Amount of Recharge or Bill PaymentRs 100
Maximum CashbackRs 150
Offer valid till28/02/2021 
Payment method(s)Real Debit Card (not virtual card), Real Credit Card (not addon card)
Promo code / Coupon codeNo promocode required. Enable Autopay on HDFC Debit or Credit Card from HDFC Net banking.  
Promo code is usable for12 times.
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How To Get This Offer

Offer: Register for automatic payments on BillPay (or, SmartPay) using HDFC Debit (or, Credit) Card and receive 5% cash back for first 12 months of registration (upto Rs. 150 per month) and amazing e-vouchers (upto Rs. 800) 1. Login to HDFC Netbanking. 2. Under Cards, select Smart pay online. 3. Add / Select Smartpay account using your credit or debit card (card number shown in drop down box) 4. You can now add/view/edit billers here. 5. Add billers for utility bill payments (postpaid / electricity / gas). 6. After it is verified from billers end, billed amount will be paid automatically.

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Terms & Conditions

1. Cash-Back Offer – Register for automatic payments on BillPay using HDFC Bank Debit / Credit Cards and receive 5% Cash Back for first 12 months of registration. (Maximum Cash Back of Rs 150/- per month). 2. E-Voucher Offer - Get amazing e-voucher (Amazon, Flipkart, Ola, Uber, Spencer's Retail, Grofers, Big Bazaar, Apollo pharmacy) benefits by registering for two or more utility bills on automatic payments using HDFC Debit/Credit Card. 3. Cashback offer not available for Standing Instructions set on account. 4. Additionally, customer will also get cashback points on Debit Card / Credit Card basis card feature & complimentary PADC. 5. Cashback related TnC: i) Cashback for Credit Card – Cashback shall be posted in the respective card account, in the next statement cycle from the Autopay transaction. Cash Back offer is applicable for all the first time customer registrations in SmartPay & AutoPay on HDFC Credit Card done from July 1st 2020 till 31st March, 2021 ii) Cashback for Debit Card -- Cashback point shall be posted to customer’s Debit Card linked account within 75 days from the end of the offer period. Customers will need to redeem these Cashback points by logging into Net-Banking and request for redemption of Cashback points. Every 1 Cashback point is equal to Re 1. (Through Net-banking : Cards > Debit Cards > Enquire > Cashback Enquiry and Redemption > Account Number . Continue > Input the Cashback amount.) 6. E-Voucher related TnC: i) Offer is valid between December 1,2020 to December 31, 2020 ii) E-Voucher would be posted within 90 days from the end of the offer period. iii) E-Voucher link would be sent via SMS on the registered mobile number. iv) Benefit for the customer – The customer gets a flexibility of choosing their own Gift Voucher from the given brands for any denomination till the time their wallet balance gets completely exhausted. 7. E-Voucher Claim Process: Eligibility communication (SMS) is sent to all customers eligible for the offer, with the link of the landing page. Step 1 – On the landing page, enter your unique promo code and Submit. Step 2 - Choose your Brand & Click on “Redeem” to claim your Gift Voucher Step 3 – Enter your details – Name, Mobile number, E-Mail id. Step 4 – Choose your denomination and quantity. Step 5 – Click on “PROCEED” That’s it ! The Gift Voucher of your chosen brand will be sent to your Mobile Number and E-Mail Id instantly. 8. Customer will be eligible for the e-voucher only if 2 or more utility bills are set on SmartPay / Autopay on CC during the offer month. 9. E-Voucher is not applicable on DTH, Donation, Mutual fund, Mobile Prepaid & Tax categories. 10. Offer Source: HDFC Credit Card / HDFC Debit Card
Offer Source: click here
Postpaid Mobile Recharge: Airtel Postpaid, BSNL Postpaid, Idea Postpaid, JIO Postpaid, MTNL Dolphin, Tata Docomo Postpaid, Vodafone Postpaid

Electricity Bill Payment: Adani Electricity Mumbai Limited, Ajmer Vidyut Vitaran Nigam, BSES Rajdhani, BSES Yamuna, Bangalore Electric Supply Company Ltd (BESCOM), Bharatpur Electricity Services Limited (BESL), Bikaner Electricity Supply Limited, Brihanmumbai Electricity Supply and Transport Undertaking (BEST) - Mumbai, Calcutta Electric Supply Corporation (CESC) Limited, Chamundeshwari Electricity Supply Corporation Limited (CESC, Mysore), Chhattisgarh State Power Distribution Company Limited (CSPDCL), Eastern Power Distribution Company of Andhra Pradesh Limited (APEPDCL), Hubli Electricity Supply Company Limited (HESCOM), Jaipur Vidyut Vitaran Nigam, Jamshedpur Utilities and Services Company (JUSCO), Jodhpur Vidyut Vitaran Nigam, Kota Electricity Distribution Ltd. (KEDLOB), MP Madhya Kshetra Vidyut Vitaran - Bhopal, MP Paschim Kshetra Vidyut Vitaran - Indore, Maharashtra State Electricity Distribution Co. Ltd (MSEB / MSEDCL / Mahavitaran), Mangalore Electricity Supply Company Limited (MESCOM), Pashchimanchal Vidyut Vitranm Nigam Ltd, Southern Power Distribution Company Ltd of Andhra Pradesh (APSPDCL), Tata Power - MUMBAI, Tata Power DDL Delhi, Torrent Power (Ahmedabad), Torrent Power (Bhivandi), Torrent Power (Surat), Uttar Haryana Bijli Vitaran Nigam (UHBVN), West Bengal State Electricity Distribution Company Ltd (WBSEDCL)

Gas Bill Payment: Adani Gas Limited., Gujarat Gas Limited, Indraprasth Gas (IGL), Kapil Chopra Enterprise (Haryana City Gas), Mahanagar Gas - Mumbai

HDFC Smartbuy: SmartBuy is a HDFC Bank e-commerce venture specially designed and initiated to give all its customers a friendly and exclusive platform to get the smartest and best transactions in town!



HDFC Smartpay: SmartPay is an automatic payment facility available on your HDFC Debit Card or Credit Card to pay any of your utility bills (mobile postpaid, telecom, gas, water, electricity, DTH, rent, insurance)​​​​​​​. 

Features --

1. No risk of missing due dates,
2. No late payment charges,
3. Earn reward points on your SmartPay spends,
4. Set your own payment limit for each biller,
5. Zero transaction fee & service fee,
6. Get payment schedule reminder & transaction alerts,
7. Modify bill payment details anytime on NetBanking.



How to register on Smartpay?

2. Under Cards, select Smart pay online.
3. Add / Select Smartpay account using your credit card (card number shown in drop down box)
4. You can now add/view/edit billers here.