&lt;span style=&quot;color: rgb(32, 33, 36); font-family: Roboto, Arial, sans-serif; letter-spacing: 0.2px; white-space: pre-wrap;&quot;&gt;1) If you already have Google Pay app, then update it from Playstore &amp;amp; go to step 5.
2) If you do not have any Google Pay app, then please download Google Pay app from my referral link &lt;a href=&quot;https://g.co/payinvite/Rc4G5&quot; title=&quot;Referral link&quot; target=&quot;_blank&quot;&gt;https://g.co/payinvite/Rc4G5&lt;/a&gt; . Just click the link and Google pay app will installed to your device. While registration, add your mobile number (which is registered with bank and having active debit card) and enter my referral code Rc4G5 (if not added). Complete registration process.
3) Now add your bank account with Google Pay (this is must, as Google Pay cashback is directly added to bank account).
4) Now you do any type of transaction (send money to different Google Pay user / send money to external bank account / do any mobile recharge or bill payment within Google Pay app, except insurance / any other transaction with merchant by using your Google Pay UPI ID) of any amount. Then you get Rs. 21 cashback and I get &lt;u&gt;Rs. 101 cashback&lt;/u&gt; (during offer period)   
5) Now scroll down and you get that - &quot;Invite friends, get rewards&quot;. Invite your friends and ask them to carefully add your referral code (it is case-sensitive).
6) Ask your friend to setup UPI and link add bank account with it and do any transaction (read in Terms &amp;amp; conditions section). Then you get &lt;u&gt;Rs. 101 cashback&lt;/u&gt;.&lt;/span&gt;&lt;br&gt;