&lt;span style=&quot;color: rgb(32, 33, 36); font-family: Roboto, Arial, sans-serif; letter-spacing: 0.2px; white-space: pre-wrap;&quot;&gt;1. Download or update Phonepe app and you may check that whether you get this offer or not. View terms &amp;amp; conditions section.
2. Click on desired category under Recharge &amp;amp; Pay bills.
3. Select or Enter required details.
4. In case you hold a wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not to use the wallet amount.
5. Click on RECHARGE or PAY BILL to complete the transaction.
6. On a successful transaction on Bill Payment you get the scratch card.
7. In the PhonePe app, click on View My Rewards section.
8. Find the unscratched card and swipe to redeem the rewards.
9. Once redeemed scratch card cashback will be credited within 24 hours.

Note:
* To get this offer, you have to complete 3 different transactions ( 1 electricity, 1 postpaid &amp;amp; 1 Landline/Broadband bill payment) through PhonePe App and paid whole amount with BHIM UPI. &lt;u&gt;And minimum amount of each bill is ₹300.&lt;/u&gt;
* Scratch cards received on this offer can be redeemed only on android version 3.3.36 / ios version 5.0.31.1000 and above. Upgrade your app to redeem cashback.&lt;/span&gt;&lt;br&gt;