&lt;span style=&quot;color: rgb(32, 33, 36); font-family: Roboto, Arial, sans-serif; letter-spacing: 0.2px; white-space: pre-wrap;&quot;&gt;1. Download/update PayTm App -&amp;gt; login to Paytm -&amp;gt; update KYC (if not added) -&amp;gt; create PayTm UPI (if not created before) &amp;amp; link bank account.

2. Download or update MyJIO App -&amp;gt; login to MyJIO App -&amp;gt; menu (top left triple horizontal bar) -&amp;gt; Recharge -&amp;gt; Recharge your number/friend -&amp;gt; enter number &amp;amp; choose plan (amount Rs 149 or more) -&amp;gt; pay with paytm UPI or enter PayTm UPI ID -&amp;gt; Pay now&lt;/span&gt;&lt;br&gt;